Have you started thinking about your retirement plan? If you are reading this, congratulations! You might be taking your first small steps to consider what retirement might look like. No matter how far away retirement may feel, getting started is always a good idea, no matter how small the step.
The Financial Services Council (FSC) has recently published its Retirement Planning Guide, a comprehensive resource to help you navigate the path towards a secure retirement. Whether you are just starting your career or nearing retirement age, this guide offers valuable insights and tools to plan your retirement effectively.
The FSC is a non-profit member organisation with a vision to grow the financial confidence and wellbeing of New Zealanders.
While retirement is a significant milestone, it may feel like there is time to put off planning for it until later. Retirement requires careful planning; the earlier you plan for it, the more time you allow yourself to reach your goals. Good retirement planning may mean helping you achieve the lifestyle you want to live without exhausting your savings.
This guide helps you think about retirement planning by outlining two critical considerations: how much to save for retirement and how much you can reasonably spend during your retirement years. It then explains key concepts and provides valuable tools for this planning process.
To view and download the FSC’s Retirement Planning Guide click here.
This Retirement Planning Guide is general information only. The views and opinions expressed do not necessarily reflect those of the FSC. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser, legal or other professional advice.
The names of any third parties are additional resources that you access at your own risk and the FSC takes no responsibility for any third party content.
The FSC and its employees make no express or implied representations or give any warranties regarding this guide, and we accept no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in this guide.