Christian KiwiSaver Scheme

Balanced Fund

Investment objective

Aims to achieve medium returns over a long term investment
horizon by accepting a medium degree of risk. 

Designed for

The Balanced Fund is designed for investors who are willing to accept a medium degree of risk and who are prepared for some fluctuations that can come with exposure to growth assets such as property or equities in order to pursue long-term growth.

What it invests in?

This Fund has moderate exposures both to cash and fixed interest and equities and other growth-orientated assets. Its benchmark asset is 50% growth assets and 50% income assets.

Target Investment Mix

The information on this website shows the target asset allocations for each Fund. The actual allocations may vary from time to time, depending on factors like market movements and changes to underlying asset values. Our objectives may also change from time to time. More information is contained in the Product Disclosure Statement.

Risk level

The value could move both up or down and is likely to fluctuate more than the Income fund but less than the Growth Fund.

CHRISTIAN VALUES

Christian KiwiSaver Scheme is run by Christians for Christians. Our Scheme is built on universally accepted Christian values.

Ethical Investing

All our Funds are invested under our Ethical Investment Policy, a policy that is continually evolving as our world changes. We also consider environmental, social and governance (ESG) factors when we invest.

ACTIVE INVESTMENT

We’re committed to active fund management, aiming to provide above-average returns, and generating long-term wealth.

AVERAGE FIVE YEAR RETURN

This Fund has averaged 7.30% returns before fees and tax over the five years to 30 June 2020.

Interested in our other funds?

Income Fund 

This Fund might suit you if you have a short timeframe in which to invest, or if you aren’t all that comfortable with investing in growth assets.

Growth Fund

This Fund might suit you if you’re further away from retirement and comfortable with investing in growth assets.

Did you know?

You can invest your savings in any one Fund or a combination of all or any two of the three Funds. The Balanced Fund is the default Fund. If you were auto-enrolled or joined through an opt-in and you do not select a Fund then your savings will be invested in the Balanced Fund.

Are you already a member?

If you are already a member you can change your Fund selection at any time. You will need to send us a completed change of investment choice form either by email or post. 

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