What is KiwSaver? | Christian Kiwisaver Scheme

What is KiwiSaver?

KiwiSaver is a voluntary savings regime, established in 2007, which involves both employer and Government contributions. It is designed (with limited exceptions) for retirement savings.

KiwiSaver enables you to save from your current income to give you a better income when you retire. It also enables you to save more towards a first home purchase.

At your qualifying date (usually age 65) you can withdraw all or some of your savings, but you will have the option to keep your account open and continue investing.  You may be able to make an early withdrawal from your savings in certain limited circumstances, like for a first home purchase.

Your savings are not guaranteed by the Government.