Enjoying 65+ | Christian Kiwisaver Scheme

Living life

Life doesn’t stop when we reach age 65. In fact, all those years you have saved give you choices at or after age 65 for your KiwiSaver savings. For many, it is hard to predict how long we will need our savings to continue to work for us. The good news is you don’t have to make a quick decision – there are many choices. Here are a few ways our current members manage their KiwiSaver savings at this time.

You choose the best option based on your lifestyle, your savings, and the best way to maximise your savings for the future.

Regular partial withdrawals

Regular withdrawals allow members to top up their retirement income while leaving the remaining balance in the Christian KiwiSaver Scheme to keep working for them. You can arrange regular fortnightly or monthly withdrawal amounts from your Christian KiwiSaver Scheme account.  A $200 minimum applies to each regular withdrawal.  We can change the minimum withdrawal amounts at any time.

Other partial withdrawals

Occasional one-off withdrawals are another way to add to your retirement income.  Members can leave their savings invested in Christian KiwiSaver Scheme after reaching age 65 and make a withdrawal at times when they need a cash injection. A $1,000 minimum applies to a one-off withdrawal.

Full withdrawal

As the name suggests, this is where members take all their savings out of their Christian KiwiSaver Scheme account. This ends their membership in KiwiSaver.

Transferring to Christian KiwiSaver Scheme

There is no age limit for transferring between KiwiSaver providers. Transferring to the Christian KiwiSaver Scheme means you’ll be joining a KiwiSaver scheme where we believe how a return is made is just as important as how much is made. We have founded our ethical investment policy firmly on Christian values so we won’t invest in things we think are inconsistent with a Christian worldview. The transfer process is easy and we do most of the work for you.